⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣⁣If you are looking for a top-notch mortgage advisor in Meridian call us at, 703-380-3149

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage advisor in Meridian call us at, 703-380-3149

⁣Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… ⁣⁣If you are looking for a top-notch mortgage advisor in Meridian call us at, 703-380-3149

⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what… ⁣If you are looking for a top-notch mortgage advisor in Meridian call us at, 703-380-3149

⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today… ⁣If you are looking for a top-notch mortgage advisor in Meridian call us at, 703-380-3149

⁣Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know… ⁣⁣If you are looking for a top-notch mortgage advisor in Meridian call us at, 703-380-3149

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣⁣If you are looking for a top-notch mortgage advisor in Meridian call us at, 703-380-3149

⁣Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo… ⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… ⁣ ⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen… ⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… ⁣⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about 6 things to do before you list your house… If you’re thinking of selling soon, you’ve probably already started working on enhancements like painting, replacing appliances, installing new flooring or re-grouting bathrooms. But there are lots of little maintenance items you need to take care of too. Here are 6 things to do before you list your house… ⁣ ⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about why it’s important to price your house right. When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be priced right. But this is where it gets tricky. Price it too low, and it may sell quickly but you’ll leave money on the table. Price it too high, and it may take months and several price reductions to sell. Here are 5 reasons why it’s important to price your house right… ⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask… ⁣ ⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home… ⁣⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… ⁣⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about 4 tips to successfully flip a house… If you’re a fan of house-flipping TV shows, you know how tempting this can be. Any time you buy a house with the intention of quickly reselling at a profit, you’re flipping. But it’s not as easy as it sounds. Here are 4 tips for flipping a house for profit… ⁣If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

⁣Ok, today we are going to talk about what iBuying is and how it works… One of the advantages of today’s real estate marketplace is the number of choices you have of ways to sell your house. You can sell your house yourself, use a traditional Realtor, use a discount broker, sell online, etc. And now, there’s an even newer choice: using an iBuyer. The “i” in iBuyer stands for “instant.” Here’s what iBuying is and how it works… ⁣If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

⁣Ok, today we are going to talk about 5 advantages of making a 20% down payment… With houses being so expensive, coming up with a 20% down payment isn’t easy. Some buyers consider making a 20% or more down payment in order to avoid paying for mortgage insurance, which increases monthly payments. Here are 5 excellent reasons to pay 20% down (if possible)… ⁣If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

⁣Ok, today we are going to talk about the best way to refinance your home… Depending on your goals and financial situation, refinancing your mortgage can be a powerful tool. But it’s important to understand the benefits you’re looking for and what type of refinance is right for you. Here’s how to choose between two refinancing options… ⁣If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.