⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch mortgage broker in Bradenton call us at, 941-809-6571

⁣Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… ⁣If you are looking for a top-notch mortgage broker in Bradenton call us at, 941-809-6571

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better… ⁣If you are looking for a top-notch mortgage broker in Bradenton call us at, 941-809-6571

⁣Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about 7 ways to stay warm this winter without spending a fortune on heating… Home heating costs seem to rise every year, and this winter may be even more costly for you if you’re spending more time at home or working from home. But there are ways to reduce heating costs without shivering until spring. Here are 7 ways to stay warm without paying a huge heat bill… ⁣If you are looking for a top-notch mortgage broker in Bradenton call us at, 941-809-6571

⁣Ok, today we are going to talk about when the best days and months of the year are to list your home… If you’re thinking of selling your home, there’s never a bad time of year, but there certainly are perks to selling in the spring. Spring is usually the best time of year, and a recent survey gets even more specific, providing the best time to list, right down to time of day. Check it out to learn more… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… ⁣If you are looking for a top-notch mortgage broker in Bradenton call us at, 941-809-6571

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage broker in Bradenton call us at, 941-809-6571

⁣Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… ⁣If you are looking for a top-notch mortgage broker in Bradenton call us at, 941-809-6571

⁣Ok, today we are going to talk about how to maximize the sale price of your home… Selling your home isn’t as simple as putting up a For Sale sign. There are many things to do in advance to prepare yourself financially and make sure your home sells for top dollar. Here are 5 ways to maximize the sale price of your home… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about 3 things you need to do before house hunting. Finding for your dream home is a lot easier if you get your finances in shape before you start looking. If you’re thinking about buying within the next year, now’s the perfect time to start preparing. Here are the first 3 steps to take before house hunting. ⁣If you're looking for a top-notch mortgage agent in Brantfod, call us at ⁣(519) 755-2446.

⁣Ok, today we are going to talk about 5 things to look for and be aware of if they get noted in your home inspection. As any good Realtor will advise you, don’t even think about buying a house without a home inspection. Before you get emotionally attached to a home, invest a few hundred dollars in a thorough, professional home inspection. And if your report includes any of the following issues, consider walking away. Here are 5 home inspection red flags. If you're looking for a top-notch mortgage agent in Brantfod, call us at ⁣(519) 755-2446.

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Ok, today we are going to talk about an important thing you should do before you buy in an area… test drive the neighbourhood!⁣ You wouldn’t think of buying a car without driving it first. And buying new shoes usually involves wearing them around the store a couple of times. ⁣So how do you know you’ll actually like the neighbourhood you’re considering, unless you try it out? ⁣Here are 4 ways to test drive a neighbourhood…⁣If you're looking for a top-notch mortgage broker in Sherwood, call us at (503) 936-8108.

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⁣Ok, today we are going to talk about 5 things to look for and be aware of if they get noted in your home inspection…⁣As any good Realtor will advise you, don’t even think about buying a house without a home inspection. ⁣Before you get emotionally attached to a home, invest a few hundred dollars in a thorough, professional home inspection. And if your report includes any of the following issues, consider walking away.⁣ Here are 5 home inspection red flags…⁣If you're looking for a top-notch mortgage broker in Sherwood, call us at (503) 936-8108.

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125